PROGRAM BENEFITS: Horses enrolled in and in compliance with the SmartPak ColiCare Program ("Eligible Horses") will be eligible for reimbursement from SmartPak Equine, LLC ("SmartPak") for up to $15,000 for colic surgery assistance fees ("Surgical Reimbursement").
ELIGIBILITY REQUIREMENTS: To be an Eligible Horse, a horse must be accepted into the SmartPak ColiCare Program. To be accepted, the horse's owner or the horse-owner's agent (who hereby represents that such agent has the authority to legally bind the owner) (collectively, "Customer") must have completed the SmartPak ColiCare Program Enrollment Form and have received confirmation that the horse has been accepted into the ColiCare Program ("Official Enrollment Notification")-see Program Requirements below.
To be an Eligible Horse, a horse must reside in the United States and be under the direct care of a licensed veterinarian ("Attending Veterinarian"). An Eligible Horse must be at least five months of age (and fully weaned).
A horse is not eligible for enrollment if it has had
PROGRAM REQUIREMENTS: An Eligible Horse must meet the following Program Requirements to be in compliance with the ColiCare Program and eligible for Surgical Reimbursement:
ColiCare Required Maintenance Dose (based on horse's weight at time of application):
|PRODUCT NAME||500 LBS AND UNDER||501 LBS AND OVER|
|SmartDigest Ultra||0.5 scoop (15 grams)||1 scoop (30 grams)|
|SmartDigest Ultra Pellets||0.5 scoop (30 grams)||1 scoop (60 grams)|
|SmartGI Ultra Pellets||1 scoop (50 grams)||2 scoops (100 grams)|
|SmartCombo Ultra Pellets||1 scoop (60 grams)||2 scoops (120 grams)|
|SmartCombo Senior Ultra Pellets||1 scoop (60 grams)||2 scoops (120 grams)|
|SmartCombo Ultimate Pellets||1 scoop (90 grams)||2 scoops (180 grams)|
|SmartR&R Pellets||1 scoop (60 grams)||2 scoops (120 grams)|
REIMBURSEMENT: Surgical Reimbursement is limited to $15,000 over the lifetime of an Eligible Horse and is limited to Eligible Expenses incurred while a horse is an Eligible Horse. Any fees that exceed $15,000 are the sole responsibility of Customer. Expenditures eligible for Surgical Reimbursement ("Eligible Expenses") are only those costs incurred by the horse's owner or horse-owner's agent for a surgical colic incident, namely:
To apply and receive Surgical Reimbursement, the Customer must:
Only the Customer may apply for Surgical Reimbursement. Upon determination by SmartPak to complete Surgical Reimbursement, a check for the applicable amount will be issued in the name shown on the receipt from the Attending Veterinarian as the payor for the costs and delivered to an address provided by Customer.
LIMITED LIABILITY: SmartPak assumes no responsibility or liability for the rendering of services or products not under SmartPak's control. Compliance with the terms of this agreement does not constitute a guarantee that an Eligible Horse will not colic. This program is not intended to be a substitute for insurance coverage. Compliance with the terms of the ColiCare Program does not constitute an insurance policy.
TERMINATION: SmartPak may revise or cancel this program upon ninety (90) days notification to Customers with Eligible Horses. Your continued participation in the ColiCare program constitutes your acceptance of any such changes. Notification may be by any method used by SmartPak to routinely communicate with Customers with Eligible Horses. SmartPak reserves the right at its sole discretion to disqualify any horse, Customer, veterinarian, or veterinary surgeon from the program.
Filing a claim through ColiCare is straighforward and easy. In the event of an approved colic surgery claim, SmartPak will reimburse the horse owner up to $15,000, independent of any insurance or additional reimbursement program associated with the horse. The outcome of the surgery does not have any impact on a claim being approved or denied.
ColiCare is a colic surgery reimbursement program, and therefore only covers costs associated with colic surgery incurred at a veterinary surgical facility; it does not cover expenses associated with a non-surgical colic.
Initiating a surgical claim with ColiCare is simple. Should your horse require colic surgery, here is what you can expect:
Katalyst with owner Kelsey Herring
Photograph by Areti Bratsis
Watch Kelsey's story...
Kelsey Herring is a lifelong rider, and owner of Katalyst ("Kat"), an eight year-old American Warmblood gelding. But recently, she was living every horse owner's nightmare when she got the news that her horse had to go to colic surgery. While the uncertainty was scary, Kelsey knew she had one thing by her side-she had ColiCare.
"When I got that call (that he needed surgery), I was very scared, but having the ColiCare program there to support me through the whole process was a weight off my shoulders," said Herring. "/I had first heard about the ColiCare program from my vet, Dr. Liz Maloney. She had recommended it, and I thought it'd be nice to have the $15,000 of colic surgery reimbursement, if anything were to happen. But I never dreamt I'd actually have to use it. As it turned out, having that coverage meant I didn't have to make that extreme decision - there was no second guessing; he was getting the surgery. We were going to do everything we could to save him."
"When it came to the reimbursement, filing the claim with SmartPak was really easy," said Herring. "/It just felt like you were calling a friend. All the SmartPakers were really concerned about how Kat was doing and how I was doing. So, it was really nice to have a little support system there. While I know firsthand that nothing can completely prevent colic, I firmly believe that supporting digestive health is a smart choice for my horses. I would 100% recommend it to anyone. It's simply worth it." Read the full blog here...
|SmartDigest® Ultra Pellets||Smart GI® Ultra Pellets||SmartCombo™ Ultra Pellets||SmartCombo™ Senior Ultra Pellets||SmartCombo™ Ultimate Pellets||SmartR&R™ Pellets|
|Skin & Coat|
|Tendon & Ligament|